5% INTREST OWNER FINANCING AVAILABLE! Discover the ultimate Florida lifestyle in this stunning 3-story waterfront home, perfectly designed for comfort, versatility, and entertaining. Situated on over a ¼-acre lot in a highly sought-after golf cart community just minutes from restaurants and shopping, this residence offers 5 spacious bedrooms, 3.5 bathrooms, and breathtaking views throughout. Multiple porches and balconies provide the perfect vantage points to take in the water and enjoy coastal breezes. The third-floor master suite features a large private porch overlooking the water and pool, offering gorgeous, serene views. The versatile downstairs level, complete with its own kitchen, laundry, and private entrance, is ideal for a rental, guest suite, or mother-in-law quarters. The gourmet kitchen boasts granite countertops, a double oven, wine cooler, and a bright eat-in area, while soaring high ceilings-including a dramatic cathedral ceiling-enhance the open, airy feel throughout. Enjoy the outdoors with two boat lifts (14,000 lb and 10,000 lb), a sparkling pool with a brand-new 2025 pool pump and 2024 pool filter, and a spacious U-shaped driveway leading to a 2-car garage plus a tandem garage. Recent updates include brand-new window glass being installed in September 2025, a 2023 roof, and two new 2023 AC units. Additional features include a central vacuum system and an inviting neighborhood perfect for golf cart rides to local dining. INSIDE DOWNSTAIRS IS INSURABLE! This is coastal living at its finest!